Schenectady County Historical House Mortgage Status Data
ACS 2010-2014 data
| Schenectady County | % | New York | U.S. |
Owner-Occupied Units | 38,571 | 100% | 3,906,991 | 74,787,460 |
With a Mortgage | 25,609 | 66.39%, see rank | 63.75% | 65.58% |
Without a Mortgage | 12,962 | 33.61%, see rank | 36.25% | 34.42% |
ACS 2008-2012 data
| Schenectady County | % | New York | U.S. |
Owner-Occupied Units | 39,034 | 100% | 3,940,688 | 75,484,661 |
With a Mortgage | 25,789 | 66.07%, see rank | 64.88% | 67.13% |
Without a Mortgage | 13,245 | 33.93%, see rank | 35.12% | 32.87% |
ACS 2006-2010 data
| Schenectady County | % | New York | U.S. |
Owner-Occupied Units | 40,565 | 100% | 3,977,188 | 76,089,650 |
With a Mortgage | 26,898 | 66.31%, see rank | 65.30% | 67.94% |
Without a Mortgage | 13,667 | 33.69%, see rank | 34.70% | 32.06% |
ACS 2005-2009 data
| Schenectady County | % | New York | U.S. |
Owner-Occupied Units | 40,683 | 100% | 3,977,522 | 75,320,422 |
With a Mortgage | 26,727 | 65.70%, see rank | 65.27% | 68.07% |
Without a Mortgage | 13,956 | 34.30%, see rank | 34.73% | 31.93% |
US Census 2000 data
| Schenectady County | % | New York | U.S. |
Owner-Occupied Units | 33,489 | 100% | 2,689,728 | 55,212,108 |
With a Mortgage | 21,299 | 63.60%, see rank | 67.85% | 70.03% |
Without a Mortgage | 12,190 | 36.40%, see rank | 32.15% | 29.97% |
* ACS stands for U.S. Census American Community Survey. According to the U.S. Census, if the date is a range, you can interpret the data as an average of the period of time.